Banking stocks: 21 companies analyzed
The 21 banking companies Fintols covers, such as Bank of America, BNY and Citigroup: P/E, growth, margin and dividend with dated figures.
A bank gathers money from depositors and markets and lends it to households, businesses and governments. Its main revenue source is net interest income: the gap between what it earns on loans and what it pays for funding. On top of that come fees from checking accounts, credit cards, wealth management, insurance and investment banking. Because banks run on a thin layer of shareholder capital compared with what they lend, even a modest wave of bad loans can hit profits hard.
Skip debt to EBITDA here: for a bank, borrowed money is the raw material of the business, not a red flag on its own. Focus instead on net interest margin and how it moves with rates, nonperforming loans and credit costs, which reveal loan quality, and the efficiency ratio, which compares expenses with revenue. Return on equity shows how hard shareholder capital is working, while price to book tells you what the market pays for that capital. The CET1 ratio is the standard gauge of solvency.
Typical risks include recessions that drive up defaults, falling interest rates that compress margins, regulation, special taxes and, in extreme cases, a run by nervous depositors. As a beginner, be wary of a bank that looks dirt cheap until you understand why; sometimes the market is pricing in trouble in the loan book before it shows up in the numbers. And always compare banks against peers in the same country.
With data as of November 4, 2026, of the 21 banking companies Fintols covers, the largest by market value is JPMorgan ($935.1 billion) among those quoted in dollars and Banco Santander (€154.7 billion) among those quoted in euros, the fastest-growing in its latest quarter is Goldman Sachs (+23.3% in sales) and the highest dividend yield belongs to Nordea (8.21%). The typical company in the group trades on a P/E of 12.2x and keeps a net margin of 32.6% (medians). Figures come from Yahoo Finance, the same source the Fintols analysis uses; N/A means the figure is not available.
Banking companies on Fintols
| Company | Market cap | P/E | Revenue growth | Net margin | Dividend yield |
|---|---|---|---|---|---|
| JPMorgan (JPM) | $935.1 billion | 14.8x | +10.2% | 34.6% | 1.95% |
| Bank of America (BAC) | $356.3 billion | 12.3x | +3.4% | 28.1% | 2.58% |
| Morgan Stanley (MS) | $303.6 billion | 15.4x | +10.8% | 25.6% | 2.47% |
| Goldman Sachs (GS) | $267.7 billion | 13.3x | +23.3% | 31.2% | 2.23% |
| Wells Fargo (WFC) | $262.5 billion | 12.3x | +0.4% | 27.6% | 2.34% |
| Citigroup (C) | $206.5 billion | 12.2x | +8.0% | 23.2% | 2.18% |
| Banco Santander (SAN) | €154.7 billion | 11.8x | +8.8% | 32.6% | 2.48% |
| BBVA (BBVA) | €123.4 billion | 11.4x | +18.4% | 32.6% | 4.51% |
| UniCredit (UCG.MI) | €117.3 billion | 11.2x | -9.2% | 44.0% | 4.24% |
| Intesa Sanpaolo (ISP.MI) | €106.4 billion | 11.0x | +6.4% | 37.0% | 6.38% |
| BNP Paribas (BNP.PA) | €100.5 billion | 8.0x | +9.7% | 26.6% | 7.37% |
| U.S. Bancorp (USB) | $95.1 billion | 11.9x | +8.4% | 30.0% | 3.61% |
| PNC (PNC) | $92.7 billion | 12.4x | +10.9% | 31.7% | 3.49% |
| ING (INGA.AS) | €82.7 billion | 12.4x | +4.5% | 34.4% | 4.10% |
| CaixaBank (CABK) | €82.6 billion | 12.9x | +7.7% | 40.6% | 4.40% |
| Deutsche Bank (DBK.DE) | €60.4 billion | 9.8x | +2.8% | 22.7% | 3.27% |
| Nordea (NDA-FI.HE) | €55.6 billion | 11.9x | -1.4% | 40.3% | 8.21% |
| Banco Sabadell (SAB) | €16.8 billion | 14.3x | -15.1% | 41.6% | 2.01% |
| Bankinter (BKT) | €12.9 billion | 11.4x | +5.5% | 41.1% | 4.46% |
| Unicaja (UNI) | €8.5 billion | 12.7x | +6.8% | 32.8% | 5.90% |
| BNY (BK) | N/A | N/A | N/A | N/A | N/A |
Banking comparisons
- Bank of America vs JPMorgan
- BBVA vs Banco Santander
- CaixaBank vs Banco Santander
- BBVA vs CaixaBank
- CaixaBank vs Banco Sabadell
- Banco Sabadell vs Banco Santander
- JPMorgan vs Banco Santander
- Bank of America vs BBVA
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See all stocks by sector or by index: S&P 500, S&P 100, IBEX 35 and Euro Stoxx 50. Educational content, not investment advice.