Banco Sabadell vs Banco Santander (SAB vs SAN)

Banco Sabadell (SAB) vs Banco Santander (SAN) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

Banco Sabadell (SAB) and Banco Santander (SAN) compete in banking. Here are Banco Sabadell and Banco Santander side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Banco Sabadell or Banco Santander.

Banco Sabadell vs Banco Santander: the figures

Banco Sabadell and Banco Santander figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Banco Sabadell or Banco Santander figure is not available, and we never estimate it.

3 key differences between Banco Sabadell and Banco Santander

1. Growth: Banco Santander grew sales +8.8% year on year in its latest quarter, against -15.1% for Banco Sabadell.
2. Profitability: for every 100 of sales, Banco Sabadell keeps 41.6 as net profit and Banco Santander keeps 32.6.
3. Size: Banco Santander is worth €154.7 billion on the stock market, about 9.2 times Banco Sabadell (€16.8 billion).

Banco Sabadell or Banco Santander: which fits your profile

• If you want growth: Banco Santander is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
• If you want income (dividends): Banco Santander pays the higher dividend relative to its price.
• If you prefer caution: Banco Sabadell has a less volatile share price, which usually gives more room in a bad year.
• If price is what matters most to you: Banco Santander trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither Banco Sabadell nor Banco Santander wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How Banco Sabadell and Banco Santander make money

Banco Sabadell (SAB)

Sabadell does most of its business in Spain, with a strong presence in Catalonia and the Valencia region. It earns mainly net interest on mortgages and loans, especially to small and midsize companies, its traditional customers, plus fees on accounts, cards, funds and insurance. It sold its British unit TSB to Santander. Full Banco Sabadell analysis.

Banco Santander (SAN)

Santander reports five global businesses: Retail & Commercial Banking, its largest, Digital Consumer Bank for auto and consumer loans, Corporate & Investment Banking, Wealth Management & Insurance, and Payments, which includes Getnet and PagoNxt. Most of its income is net interest from lending in Spain, the UK, Brazil, Mexico and the United States. Full Banco Santander analysis.

Frequently asked questions: Banco Sabadell vs Banco Santander

Is Banco Sabadell or Banco Santander the better stock?

Choosing between Banco Sabadell and Banco Santander depends on what you are looking for. Banco Santander is growing faster right now, and Banco Santander trades on the lower P/E. Fintols does not tell you whether to buy Banco Sabadell or Banco Santander: it shows you the differences so you can decide.

Which pays a higher dividend, Banco Sabadell or Banco Santander?

As of November 4, 2026, Banco Santander yields 2.48% and Banco Sabadell yields 2.01%. Also check how much of their profit Banco Sabadell and Banco Santander pay out: if it is more than they earn, it cannot last.

Which is more expensive, Banco Sabadell or Banco Santander?

On P/E, Banco Sabadell (14.3x) is more expensive than Banco Santander (11.8x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both Banco Sabadell and Banco Santander?

Yes. Many people spread their money across several companies, such as Banco Sabadell and Banco Santander, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Banco Sabadell or Banco Santander.

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More companies like Banco Sabadell and Banco Santander: banking stocks. Educational content about Banco Sabadell and Banco Santander, not investment advice.