Bankinter vs Banco Sabadell (BKT vs SAB)
Bankinter (BKT) vs Banco Sabadell (SAB) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
Bankinter (BKT) and Banco Sabadell (SAB) compete in banking. Here are Bankinter and Banco Sabadell side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Bankinter or Banco Sabadell.
Bankinter vs Banco Sabadell: the figures
| Figure | Bankinter | Banco Sabadell |
|---|---|---|
| Share price | €14.32 (November 4, 2026) | €3.58 (November 4, 2026) |
| Market cap | €12.9 billion | €16.8 billion |
| P/E (TTM) | 11.4x | 14.3x |
| Forward P/E | 9.9x | 10.8x |
| Revenue growth (quarter) | +5.5% | -15.1% |
| Net margin (TTM) | 41.1% | 41.6% |
| ROE | 17.6% | 8.9% |
| Dividend yield | 4.46% | 2.01% |
| Beta | 0.04 | 0.51 |
Bankinter and Banco Sabadell figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Bankinter or Banco Sabadell figure is not available, and we never estimate it.
3 key differences between Bankinter and Banco Sabadell
- Growth: Bankinter grew sales +5.5% year on year in its latest quarter, against -15.1% for Banco Sabadell.
- Dividend: Bankinter yields 4.46% at today's price and Banco Sabadell yields 2.01%.
- Valuation: Banco Sabadell trades at 14.3x its annual earnings and Bankinter at 11.4x; the market pays more for each dollar of Banco Sabadell profit, usually because it expects more growth.
Bankinter or Banco Sabadell: which fits your profile
- If you want growth: Bankinter is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
- If you want income (dividends): Bankinter pays the higher dividend relative to its price.
- If you prefer caution: Bankinter has a less volatile share price, which usually gives more room in a bad year.
- If price is what matters most to you: Bankinter trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.
Neither Bankinter nor Banco Sabadell wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.
How Bankinter and Banco Sabadell make money
Bankinter (BKT)
Bankinter is a bank focused on Spain, with operations in Portugal and in Ireland through Avant Money. Its areas are corporate banking, retail banking and private banking, and it earns mainly net interest on mortgages and business loans, plus fees from wealth management and brokerage. Full Bankinter analysis.
Banco Sabadell (SAB)
Sabadell does most of its business in Spain, with a strong presence in Catalonia and the Valencia region. It earns mainly net interest on mortgages and loans, especially to small and midsize companies, its traditional customers, plus fees on accounts, cards, funds and insurance. It sold its British unit TSB to Santander. Full Banco Sabadell analysis.
Frequently asked questions: Bankinter vs Banco Sabadell
Is Bankinter or Banco Sabadell the better stock?
Choosing between Bankinter and Banco Sabadell depends on what you are looking for. Bankinter is growing faster right now, and Bankinter trades on the lower P/E. Fintols does not tell you whether to buy Bankinter or Banco Sabadell: it shows you the differences so you can decide.
Which pays a higher dividend, Bankinter or Banco Sabadell?
As of November 4, 2026, Bankinter yields 4.46% and Banco Sabadell yields 2.01%. Also check how much of their profit Bankinter and Banco Sabadell pay out: if it is more than they earn, it cannot last.
Which is more expensive, Bankinter or Banco Sabadell?
On P/E, Banco Sabadell (14.3x) is more expensive than Bankinter (11.4x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.
Can I own both Bankinter and Banco Sabadell?
Yes. Many people spread their money across several companies, such as Bankinter and Banco Sabadell, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Bankinter or Banco Sabadell.
More comparisons with Bankinter or Banco Sabadell
More companies like Bankinter and Banco Sabadell: banking stocks. Educational content about Bankinter and Banco Sabadell, not investment advice.