Bankinter vs Deutsche Bank (BKT vs DBK.DE)
Bankinter (BKT) vs Deutsche Bank (DBK.DE) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
Bankinter (BKT) and Deutsche Bank (DBK.DE) compete in banking. Here are Bankinter and Deutsche Bank side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Bankinter or Deutsche Bank.
Bankinter vs Deutsche Bank: the figures
| Figure | Bankinter | Deutsche Bank |
|---|---|---|
| Share price | €14.32 (November 4, 2026) | €32.55 (November 4, 2026) |
| Market cap | €12.9 billion | €60.4 billion |
| P/E (TTM) | 11.4x | 9.8x |
| Forward P/E | 9.9x | 8.3x |
| Revenue growth (quarter) | +5.5% | +2.8% |
| Net margin (TTM) | 41.1% | 22.7% |
| ROE | 17.6% | 9.0% |
| Dividend yield | 4.46% | 3.27% |
| Beta | 0.04 | 1.04 |
Bankinter and Deutsche Bank figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Bankinter or Deutsche Bank figure is not available, and we never estimate it.
3 key differences between Bankinter and Deutsche Bank
- Profitability: for every 100 of sales, Bankinter keeps 41.1 as net profit and Deutsche Bank keeps 22.7.
- Volatility: Deutsche Bank stock moves more (beta 1.04) than Bankinter (beta 0.04); the higher the beta, the more it amplifies market swings.
- Dividend: Bankinter yields 4.46% at today's price and Deutsche Bank yields 3.27%.
Bankinter or Deutsche Bank: which fits your profile
- If you want growth: Bankinter is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
- If you want income (dividends): Bankinter pays the higher dividend relative to its price.
- If you prefer caution: Bankinter has a less volatile share price, which usually gives more room in a bad year.
- If price is what matters most to you: Deutsche Bank trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.
Neither Bankinter nor Deutsche Bank wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.
How Bankinter and Deutsche Bank make money
Bankinter (BKT)
Bankinter is a bank focused on Spain, with operations in Portugal and in Ireland through Avant Money. Its areas are corporate banking, retail banking and private banking, and it earns mainly net interest on mortgages and business loans, plus fees from wealth management and brokerage. Full Bankinter analysis.
Deutsche Bank (DBK.DE)
Deutsche Bank reports four divisions: the Investment Bank, its largest by revenue, covering fixed income, currencies and M&A advisory; the Corporate Bank, with payments and financing for companies; the Private Bank, offering accounts, loans and wealth management to individuals in Germany and abroad; and Asset Management through its DWS fund arm. Full Deutsche Bank analysis.
Frequently asked questions: Bankinter vs Deutsche Bank
Is Bankinter or Deutsche Bank the better stock?
Choosing between Bankinter and Deutsche Bank depends on what you are looking for. Bankinter is growing faster right now, and Deutsche Bank trades on the lower P/E. Fintols does not tell you whether to buy Bankinter or Deutsche Bank: it shows you the differences so you can decide.
Which pays a higher dividend, Bankinter or Deutsche Bank?
As of November 4, 2026, Bankinter yields 4.46% and Deutsche Bank yields 3.27%. Also check how much of their profit Bankinter and Deutsche Bank pay out: if it is more than they earn, it cannot last.
Which is more expensive, Bankinter or Deutsche Bank?
On P/E, Bankinter (11.4x) is more expensive than Deutsche Bank (9.8x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.
Can I own both Bankinter and Deutsche Bank?
Yes. Many people spread their money across several companies, such as Bankinter and Deutsche Bank, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Bankinter or Deutsche Bank.
More comparisons with Bankinter or Deutsche Bank
More companies like Bankinter and Deutsche Bank: banking stocks. Educational content about Bankinter and Deutsche Bank, not investment advice.