fintols

Bankinter vs Nordea (BKT vs NDA-FI.HE)

Bankinter (BKT) vs Nordea (NDA-FI.HE) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

Bankinter (BKT) and Nordea (NDA-FI.HE) compete in banking. Here are Bankinter and Nordea side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Bankinter or Nordea.

Bankinter vs Nordea: the figures

FigureBankinterNordea
Share price€14.32 (November 4, 2026)€16.37 (November 4, 2026)
Market cap€12.9 billion€55.6 billion
P/E (TTM)11.4x11.9x
Forward P/E9.9x10.4x
Revenue growth (quarter)+5.5%-1.4%
Net margin (TTM)41.1%40.3%
ROE17.6%14.9%
Dividend yield4.46%8.21%
Beta0.040.71

Bankinter and Nordea figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Bankinter or Nordea figure is not available, and we never estimate it.

3 key differences between Bankinter and Nordea

  1. Dividend: Nordea yields 8.21% at today's price and Bankinter yields 4.46%.
  2. Volatility: Nordea stock moves more (beta 0.71) than Bankinter (beta 0.04); the higher the beta, the more it amplifies market swings.
  3. Growth: Bankinter grew sales +5.5% year on year in its latest quarter, against -1.4% for Nordea.

Bankinter or Nordea: which fits your profile

Neither Bankinter nor Nordea wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How Bankinter and Nordea make money

Bankinter (BKT)

Bankinter is a bank focused on Spain, with operations in Portugal and in Ireland through Avant Money. Its areas are corporate banking, retail banking and private banking, and it earns mainly net interest on mortgages and business loans, plus fees from wealth management and brokerage. Full Bankinter analysis.

Nordea (NDA-FI.HE)

Nordea is a major Nordic bank serving Finland, Sweden, Denmark and Norway. It reports four business areas: Personal Banking, the largest, with mortgages and accounts for individuals; Business Banking for small and midsize firms; Large Corporates & Institutions; and Asset & Wealth Management, which runs funds and private wealth. It earns interest and fees. Full Nordea analysis.

Frequently asked questions: Bankinter vs Nordea

Is Bankinter or Nordea the better stock?

Choosing between Bankinter and Nordea depends on what you are looking for. Bankinter is growing faster right now, and Bankinter trades on the lower P/E. Fintols does not tell you whether to buy Bankinter or Nordea: it shows you the differences so you can decide.

Which pays a higher dividend, Bankinter or Nordea?

As of November 4, 2026, Nordea yields 8.21% and Bankinter yields 4.46%. Also check how much of their profit Bankinter and Nordea pay out: if it is more than they earn, it cannot last.

Which is more expensive, Bankinter or Nordea?

On P/E, Nordea (11.9x) is more expensive than Bankinter (11.4x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both Bankinter and Nordea?

Yes. Many people spread their money across several companies, such as Bankinter and Nordea, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Bankinter or Nordea.

More comparisons with Bankinter or Nordea

More companies like Bankinter and Nordea: banking stocks. Educational content about Bankinter and Nordea, not investment advice.