BBVA vs CaixaBank (BBVA vs CABK)

BBVA (BBVA) vs CaixaBank (CABK) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

BBVA (BBVA) and CaixaBank (CABK) compete in banking. Here are BBVA and CaixaBank side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy BBVA or CaixaBank.

BBVA vs CaixaBank: the figures

BBVA and CaixaBank figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that BBVA or CaixaBank figure is not available, and we never estimate it.

3 key differences between BBVA and CaixaBank

1. Volatility: BBVA stock moves more (beta 0.82) than CaixaBank (beta 0.11); the higher the beta, the more it amplifies market swings.
2. Growth: BBVA grew sales +18.4% year on year in its latest quarter, against +7.7% for CaixaBank.
3. Profitability: for every 100 of sales, CaixaBank keeps 40.6 as net profit and BBVA keeps 32.6.

BBVA or CaixaBank: which fits your profile

• If you want growth: BBVA is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
• If you want income (dividends): BBVA pays the higher dividend relative to its price.
• If you prefer caution: CaixaBank has a less volatile share price, which usually gives more room in a bad year.
• If price is what matters most to you: BBVA trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither BBVA nor CaixaBank wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How BBVA and CaixaBank make money

BBVA (BBVA)

BBVA breaks its results down by geography: Spain, Mexico, Turkey through Garanti BBVA, South America, and Rest of Business, which covers wholesale banking in Europe, the US and Asia. Mexico contributes the most profit. The bank earns mainly net interest on mortgages, business loans and credit cards, plus fees. Full BBVA analysis.

CaixaBank (CABK)

CaixaBank reports three segments: banking in Spain, its largest, with loans, mortgages, deposits and cards for individuals and businesses; insurance, through VidaCaixa's life, pension and savings products; and BPI, its Portuguese bank. Most income comes from net interest on lending and from fees on funds, insurance and payments. Full CaixaBank analysis.

Frequently asked questions: BBVA vs CaixaBank

Is BBVA or CaixaBank the better stock?

Choosing between BBVA and CaixaBank depends on what you are looking for. BBVA is growing faster right now, and BBVA trades on the lower P/E. Fintols does not tell you whether to buy BBVA or CaixaBank: it shows you the differences so you can decide.

Which pays a higher dividend, BBVA or CaixaBank?

As of November 4, 2026, BBVA yields 4.51% and CaixaBank yields 4.40%. Also check how much of their profit BBVA and CaixaBank pay out: if it is more than they earn, it cannot last.

Which is more expensive, BBVA or CaixaBank?

On P/E, CaixaBank (12.9x) is more expensive than BBVA (11.4x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both BBVA and CaixaBank?

Yes. Many people spread their money across several companies, such as BBVA and CaixaBank, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying BBVA or CaixaBank.

More comparisons with BBVA or CaixaBank

• BBVA vs Banco Santander
• BBVA vs BNP Paribas
• BBVA vs PNC
• CaixaBank vs Intesa Sanpaolo

More companies like BBVA and CaixaBank: banking stocks. Educational content about BBVA and CaixaBank, not investment advice.