Chubb vs Progressive (CB vs PGR)

Chubb (CB) vs Progressive (PGR) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

Chubb (CB) and Progressive (PGR) compete in insurance. Here are Chubb and Progressive side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Chubb or Progressive.

Chubb vs Progressive: the figures

Chubb and Progressive figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Chubb or Progressive figure is not available, and we never estimate it.

3 key differences between Chubb and Progressive

1. Profitability: for every 100 of sales, Chubb keeps 18.1 as net profit and Progressive keeps 12.7.
2. Dividend: Chubb yields 1.11% at today's price and Progressive yields 0.17%.
3. Debt: Chubb owes 1.3x its annual operating profit (EBITDA), while Progressive owes 0.4x its EBITDA.

Chubb or Progressive: which fits your profile

• If you want growth: Progressive is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
• If you want income (dividends): Chubb pays the higher dividend relative to its price.
• If you prefer caution: Progressive has less debt relative to its profit, which usually gives more room in a bad year.
• If price is what matters most to you: Progressive trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither Chubb nor Progressive wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How Chubb and Progressive make money

Chubb (CB)

Chubb is a property and casualty insurer for businesses and individuals. Its segments include North America Commercial P&C, the largest, North America Personal P&C, known for high-net-worth homeowners coverage, Overseas General, Life Insurance and reinsurance. It earns money from premiums and from investing that premium money. Full Chubb analysis.

Progressive (PGR)

Progressive sells car insurance to individuals, its main business, both directly online and by phone and through independent agents. Its segments are Personal Lines, Commercial Lines, which covers trucks and business vehicles, and Property, which writes homeowners policies. It operates in the United States. Full Progressive analysis.

Frequently asked questions: Chubb vs Progressive

Is Chubb or Progressive the better stock?

Choosing between Chubb and Progressive depends on what you are looking for. Progressive is growing faster right now, and Progressive trades on the lower P/E. Fintols does not tell you whether to buy Chubb or Progressive: it shows you the differences so you can decide.

Which pays a higher dividend, Chubb or Progressive?

As of November 4, 2026, Chubb yields 1.11% and Progressive yields 0.17%. Also check how much of their profit Chubb and Progressive pay out: if it is more than they earn, it cannot last.

Which is more expensive, Chubb or Progressive?

On P/E, Chubb (13.1x) is more expensive than Progressive (11.8x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both Chubb and Progressive?

Yes. Many people spread their money across several companies, such as Chubb and Progressive, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Chubb or Progressive.

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More companies like Chubb and Progressive: insurance stocks. Educational content about Chubb and Progressive, not investment advice.