AIG vs Chubb (AIG vs CB)
AIG (AIG) vs Chubb (CB) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
AIG (AIG) and Chubb (CB) compete in insurance. Here are AIG and Chubb side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy AIG or Chubb.
AIG vs Chubb: the figures
| Figure | AIG | Chubb |
|---|---|---|
| Share price | $81.71 (November 4, 2026) | $374.17 (November 4, 2026) |
| Market cap | $42.7 billion | $143.0 billion |
| P/E (TTM) | 15.0x | 13.1x |
| Forward P/E | 9.3x | 12.7x |
| Revenue growth (quarter) | +0.5% | +0.3% |
| Net margin (TTM) | 11.1% | 18.1% |
| ROE | 7.2% | 14.2% |
| Dividend yield | 2.48% | 1.11% |
| Beta | 0.47 | 0.29 |
AIG and Chubb figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that AIG or Chubb figure is not available, and we never estimate it.
3 key differences between AIG and Chubb
- Profitability: for every 100 of sales, Chubb keeps 18.1 as net profit and AIG keeps 11.1.
- Dividend: AIG yields 2.48% at today's price and Chubb yields 1.11%.
- Debt: Chubb owes 1.3x its annual operating profit (EBITDA), while AIG holds more cash than debt.
AIG or Chubb: which fits your profile
- If you want growth: AIG is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
- If you want income (dividends): AIG pays the higher dividend relative to its price.
- If you prefer caution: AIG has less debt relative to its profit, which usually gives more room in a bad year.
- If price is what matters most to you: Chubb trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.
Neither AIG nor Chubb wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.
How AIG and Chubb make money
AIG (AIG)
AIG collects premiums on property and casualty insurance. It reports North America Commercial and International Commercial, which cover businesses against property damage, liability and financial risks, plus Global Personal for individuals. Commercial lines make up most of the business, and the company also earns investment income on the premiums it holds. Full AIG analysis.
Chubb (CB)
Chubb is a property and casualty insurer for businesses and individuals. Its segments include North America Commercial P&C, the largest, North America Personal P&C, known for high-net-worth homeowners coverage, Overseas General, Life Insurance and reinsurance. It earns money from premiums and from investing that premium money. Full Chubb analysis.
Frequently asked questions: AIG vs Chubb
Is AIG or Chubb the better stock?
Choosing between AIG and Chubb depends on what you are looking for. AIG is growing faster right now, and Chubb trades on the lower P/E. Fintols does not tell you whether to buy AIG or Chubb: it shows you the differences so you can decide.
Which pays a higher dividend, AIG or Chubb?
As of November 4, 2026, AIG yields 2.48% and Chubb yields 1.11%. Also check how much of their profit AIG and Chubb pay out: if it is more than they earn, it cannot last.
Which is more expensive, AIG or Chubb?
On P/E, AIG (15.0x) is more expensive than Chubb (13.1x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.
Can I own both AIG and Chubb?
Yes. Many people spread their money across several companies, such as AIG and Chubb, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying AIG or Chubb.
More comparisons with AIG or Chubb
More companies like AIG and Chubb: insurance stocks. Educational content about AIG and Chubb, not investment advice.