Berkshire Hathaway vs Chubb (BRK-B vs CB)
Berkshire Hathaway (BRK-B) vs Chubb (CB) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
Berkshire Hathaway (BRK-B) and Chubb (CB) compete in insurance. Here are Berkshire Hathaway and Chubb side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Berkshire Hathaway or Chubb.
Berkshire Hathaway vs Chubb: the figures
| Figure | Berkshire Hathaway | Chubb |
|---|---|---|
| Share price | $579.09 (November 4, 2026) | $374.17 (November 4, 2026) |
| Market cap | $1.24 trillion | $143.0 billion |
| P/E (TTM) | 14.6x | 13.1x |
| Forward P/E | 25.8x | 12.7x |
| Revenue growth (quarter) | +10.0% | +0.3% |
| Net margin (TTM) | 22.3% | 18.1% |
| ROE | 12.1% | 14.2% |
| Dividend yield | 0.00% | 1.11% |
| Beta | 0.57 | 0.29 |
Berkshire Hathaway and Chubb figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Berkshire Hathaway or Chubb figure is not available, and we never estimate it.
3 key differences between Berkshire Hathaway and Chubb
- Debt: Chubb owes 1.3x its annual operating profit (EBITDA), while Berkshire Hathaway holds more cash than debt.
- Size: Berkshire Hathaway is worth $1.24 trillion on the stock market, about 8.7 times Chubb ($143.0 billion).
- Growth: Berkshire Hathaway grew sales +10.0% year on year in its latest quarter, against +0.3% for Chubb.
Berkshire Hathaway or Chubb: which fits your profile
- If you want growth: Berkshire Hathaway is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
- If you want income (dividends): Chubb pays the higher dividend relative to its price.
- If you prefer caution: Berkshire Hathaway has less debt relative to its profit, which usually gives more room in a bad year.
- If price is what matters most to you: Chubb trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.
Neither Berkshire Hathaway nor Chubb wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.
How Berkshire Hathaway and Chubb make money
Berkshire Hathaway (BRK-B)
Berkshire Hathaway is a conglomerate built around insurance, including GEICO, General Re and Berkshire Hathaway Reinsurance, whose premiums it invests. It also owns the BNSF railroad, Berkshire Hathaway Energy and manufacturing, service and retail businesses such as Precision Castparts, Lubrizol, McLane and Dairy Queen, plus a large stock portfolio. Full Berkshire Hathaway analysis.
Chubb (CB)
Chubb is a property and casualty insurer for businesses and individuals. Its segments include North America Commercial P&C, the largest, North America Personal P&C, known for high-net-worth homeowners coverage, Overseas General, Life Insurance and reinsurance. It earns money from premiums and from investing that premium money. Full Chubb analysis.
Frequently asked questions: Berkshire Hathaway vs Chubb
Is Berkshire Hathaway or Chubb the better stock?
Choosing between Berkshire Hathaway and Chubb depends on what you are looking for. Berkshire Hathaway is growing faster right now, and Chubb trades on the lower P/E. Fintols does not tell you whether to buy Berkshire Hathaway or Chubb: it shows you the differences so you can decide.
Which pays a higher dividend, Berkshire Hathaway or Chubb?
As of November 4, 2026, Chubb yields 1.11% and Berkshire Hathaway pays none. Also check how much of their profit Berkshire Hathaway and Chubb pay out: if it is more than they earn, it cannot last.
Which is more expensive, Berkshire Hathaway or Chubb?
On P/E, Berkshire Hathaway (14.6x) is more expensive than Chubb (13.1x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.
Can I own both Berkshire Hathaway and Chubb?
Yes. Many people spread their money across several companies, such as Berkshire Hathaway and Chubb, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Berkshire Hathaway or Chubb.
More comparisons with Berkshire Hathaway or Chubb
More companies like Berkshire Hathaway and Chubb: insurance stocks. Educational content about Berkshire Hathaway and Chubb, not investment advice.