AIG vs Progressive (AIG vs PGR)
AIG (AIG) vs Progressive (PGR) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
AIG (AIG) and Progressive (PGR) compete in insurance. Here are AIG and Progressive side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy AIG or Progressive.
AIG vs Progressive: the figures
| Figure | AIG | Progressive |
|---|---|---|
| Share price | $81.71 (November 4, 2026) | $234.82 (November 4, 2026) |
| Market cap | $42.7 billion | $136.0 billion |
| P/E (TTM) | 15.0x | 11.8x |
| Forward P/E | 9.3x | 14.5x |
| Revenue growth (quarter) | +0.5% | +3.0% |
| Net margin (TTM) | 11.1% | 12.7% |
| ROE | 7.2% | 33.2% |
| Dividend yield | 2.48% | 0.17% |
| Beta | 0.47 | 0.20 |
AIG and Progressive figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that AIG or Progressive figure is not available, and we never estimate it.
3 key differences between AIG and Progressive
- Dividend: AIG yields 2.48% at today's price and Progressive yields 0.17%.
- Valuation: AIG trades at 15.0x its annual earnings and Progressive at 11.8x; the market pays more for each dollar of AIG profit, usually because it expects more growth.
- Size: Progressive is worth $136.0 billion on the stock market, about 3.2 times AIG ($42.7 billion).
AIG or Progressive: which fits your profile
- If you want growth: Progressive is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
- If you want income (dividends): AIG pays the higher dividend relative to its price.
- If you prefer caution: AIG has less debt relative to its profit, which usually gives more room in a bad year.
- If price is what matters most to you: Progressive trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.
Neither AIG nor Progressive wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.
How AIG and Progressive make money
AIG (AIG)
AIG collects premiums on property and casualty insurance. It reports North America Commercial and International Commercial, which cover businesses against property damage, liability and financial risks, plus Global Personal for individuals. Commercial lines make up most of the business, and the company also earns investment income on the premiums it holds. Full AIG analysis.
Progressive (PGR)
Progressive sells car insurance to individuals, its main business, both directly online and by phone and through independent agents. Its segments are Personal Lines, Commercial Lines, which covers trucks and business vehicles, and Property, which writes homeowners policies. It operates in the United States. Full Progressive analysis.
Frequently asked questions: AIG vs Progressive
Is AIG or Progressive the better stock?
Choosing between AIG and Progressive depends on what you are looking for. Progressive is growing faster right now, and Progressive trades on the lower P/E. Fintols does not tell you whether to buy AIG or Progressive: it shows you the differences so you can decide.
Which pays a higher dividend, AIG or Progressive?
As of November 4, 2026, AIG yields 2.48% and Progressive yields 0.17%. Also check how much of their profit AIG and Progressive pay out: if it is more than they earn, it cannot last.
Which is more expensive, AIG or Progressive?
On P/E, AIG (15.0x) is more expensive than Progressive (11.8x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.
Can I own both AIG and Progressive?
Yes. Many people spread their money across several companies, such as AIG and Progressive, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying AIG or Progressive.
More comparisons with AIG or Progressive
More companies like AIG and Progressive: insurance stocks. Educational content about AIG and Progressive, not investment advice.