IBM vs Intuit (IBM vs INTU)

IBM (IBM) vs Intuit (INTU) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

IBM (IBM) and Intuit (INTU) compete in software and cloud. Here are IBM and Intuit side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy IBM or Intuit.

IBM vs Intuit: the figures

Figure	IBM	Intuit
Share price	$254.32 (November 4, 2026)	$356.64 (November 4, 2026)
Market cap	$240.4 billion	$95.3 billion
P/E (TTM)	21.7x	21.7x
Forward P/E	19.2x	13.2x
Revenue growth (quarter)	+4.7%	+13.7%
Net margin (TTM)	16.0%	21.3%
Net debt / EBITDA	3.4x	0.2x
Dividend yield	2.70%	1.60%
Beta	0.76	0.92

IBM and Intuit figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that IBM or Intuit figure is not available, and we never estimate it.

3 key differences between IBM and Intuit

Debt: IBM owes 3.4x its annual operating profit (EBITDA), while Intuit owes 0.2x its EBITDA.
Growth: Intuit grew sales +13.7% year on year in its latest quarter, against +4.7% for IBM.
Profitability: for every 100 of sales, Intuit keeps 21.3 as net profit and IBM keeps 16.0.

IBM or Intuit: which fits your profile

If you want growth: Intuit is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
If you want income (dividends): IBM pays the higher dividend relative to its price.
If you prefer caution: Intuit has less debt relative to its profit, which usually gives more room in a bad year.
If price is what matters most to you: Intuit trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither IBM nor Intuit wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How IBM and Intuit make money

IBM (IBM)

IBM reports Software, its largest segment, including Red Hat, automation, data and AI under watsonx, and transaction processing; Consulting, which provides business and technology services; Infrastructure, which sells IBM Z mainframes, Power servers and storage; and Financing, which funds client purchases. Its customers are mainly large enterprises and governments. Full IBM analysis.

Intuit (INTU)

Intuit sells financial software, mainly in the United States. Global Business Solutions, its largest segment, offers QuickBooks accounting and Mailchimp email marketing to small businesses. Consumer includes TurboTax tax preparation, Credit Karma earns referral fees on credit cards and loans, and ProTax serves professional tax preparers. Full Intuit analysis.

Frequently asked questions: IBM vs Intuit

Is IBM or Intuit the better stock?

Choosing between IBM and Intuit depends on what you are looking for. Intuit is growing faster right now, and Intuit trades on the lower P/E. Fintols does not tell you whether to buy IBM or Intuit: it shows you the differences so you can decide.

Which pays a higher dividend, IBM or Intuit?

As of November 4, 2026, IBM yields 2.70% and Intuit yields 1.60%. Also check how much of their profit IBM and Intuit pay out: if it is more than they earn, it cannot last.

Which is more expensive, IBM or Intuit?

On P/E, IBM (21.7x) is more expensive than Intuit (21.7x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both IBM and Intuit?

Yes. Many people spread their money across several companies, such as IBM and Intuit, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying IBM or Intuit.

More comparisons with IBM or Intuit

More companies like IBM and Intuit: software and cloud stocks. Educational content about IBM and Intuit, not investment advice.