Lowe's vs TJX (LOW vs TJX)

Lowe's (LOW) vs TJX (TJX) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

Lowe's (LOW) and TJX (TJX) compete in retail. Here are Lowe's and TJX side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Lowe's or TJX.

Lowe's vs TJX: the figures

Lowe's and TJX figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Lowe's or TJX figure is not available, and we never estimate it.

3 key differences between Lowe's and TJX

1. Valuation: TJX trades at 26.8x its annual earnings and Lowe's at 19.4x; the market pays more for each dollar of TJX profit, usually because it expects more growth.
2. Debt: Lowe's owes 3.1x its annual operating profit (EBITDA), while TJX owes 0.9x its EBITDA.
3. Dividend: Lowe's yields 2.34% at today's price and TJX yields 1.40%.

Lowe's or TJX: which fits your profile

• If you want growth: Lowe's is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
• If you want income (dividends): Lowe's pays the higher dividend relative to its price.
• If you prefer caution: TJX has less debt relative to its profit, which usually gives more room in a bad year.
• If price is what matters most to you: Lowe's trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither Lowe's nor TJX wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How Lowe's and TJX make money

Lowe's (LOW)

Lowe's operates home improvement stores across the United States. It sells tools, building materials, appliances, lawn and garden products, paint, and kitchen and bath items to do-it-yourself homeowners and, increasingly, to professional contractors. It also sells online and reports a single segment. Full Lowe's analysis.

TJX (TJX)

TJX Companies sells brand-name apparel, home goods and accessories at a discount by buying excess inventory from manufacturers and other retailers. Its Marmaxx segment, made up of T.J. Maxx and Marshalls, is the biggest, followed by HomeGoods, TJX Canada and TJX International, which runs T.K. Maxx stores in Europe and Australia. Full TJX analysis.

Frequently asked questions: Lowe's vs TJX

Is Lowe's or TJX the better stock?

Choosing between Lowe's and TJX depends on what you are looking for. Lowe's is growing faster right now, and Lowe's trades on the lower P/E. Fintols does not tell you whether to buy Lowe's or TJX: it shows you the differences so you can decide.

Which pays a higher dividend, Lowe's or TJX?

As of November 4, 2026, Lowe's yields 2.34% and TJX yields 1.40%. Also check how much of their profit Lowe's and TJX pay out: if it is more than they earn, it cannot last.

Which is more expensive, Lowe's or TJX?

On P/E, TJX (26.8x) is more expensive than Lowe's (19.4x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both Lowe's and TJX?

Yes. Many people spread their money across several companies, such as Lowe's and TJX, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Lowe's or TJX.

More comparisons with Lowe's or TJX

• Lowe's vs Shopify
• Alibaba vs Lowe's
• Amazon vs Lowe's
• Shopify vs TJX

More companies like Lowe's and TJX: retail stocks. Educational content about Lowe's and TJX, not investment advice.