Lowe's vs Shopify (LOW vs SHOP)

Lowe's (LOW) vs Shopify (SHOP) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

Lowe's (LOW) and Shopify (SHOP) compete in retail. Here are Lowe's and Shopify side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Lowe's or Shopify.

Lowe's vs Shopify: the figures

Lowe's and Shopify figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Lowe's or Shopify figure is not available, and we never estimate it.

3 key differences between Lowe's and Shopify

1. Valuation: Shopify trades at 93.9x its annual earnings and Lowe's at 19.4x; the market pays more for each dollar of Shopify profit, usually because it expects more growth.
2. Growth: Shopify grew sales +31.6% year on year in its latest quarter, against +8.3% for Lowe's.
3. Debt: Lowe's owes 3.1x its annual operating profit (EBITDA), while Shopify holds more cash than debt.

Lowe's or Shopify: which fits your profile

• If you want growth: Shopify is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
• If you want income (dividends): Lowe's pays the higher dividend relative to its price.
• If you prefer caution: Shopify has less debt relative to its profit, which usually gives more room in a bad year.
• If price is what matters most to you: Lowe's trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither Lowe's nor Shopify wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How Lowe's and Shopify make money

Lowe's (LOW)

Lowe's operates home improvement stores across the United States. It sells tools, building materials, appliances, lawn and garden products, paint, and kitchen and bath items to do-it-yourself homeowners and, increasingly, to professional contractors. It also sells online and reports a single segment. Full Lowe's analysis.

Shopify (SHOP)

Shopify provides merchants worldwide with software to build and run online and in-person stores. It reports two segments: Subscription Solutions, the monthly fees for its plans, and Merchant Solutions, the larger one, which takes a cut of payments processed through Shopify Payments and Shop Pay, plus shipping and merchant loans. The US is its main market. Full Shopify analysis.

Frequently asked questions: Lowe's vs Shopify

Is Lowe's or Shopify the better stock?

Choosing between Lowe's and Shopify depends on what you are looking for. Shopify is growing faster right now, and Lowe's trades on the lower P/E. Fintols does not tell you whether to buy Lowe's or Shopify: it shows you the differences so you can decide.

Which pays a higher dividend, Lowe's or Shopify?

As of November 4, 2026, Lowe's yields 2.34% and Shopify pays none. Also check how much of their profit Lowe's and Shopify pay out: if it is more than they earn, it cannot last.

Which is more expensive, Lowe's or Shopify?

On P/E, Shopify (93.9x) is more expensive than Lowe's (19.4x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both Lowe's and Shopify?

Yes. Many people spread their money across several companies, such as Lowe's and Shopify, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Lowe's or Shopify.

More comparisons with Lowe's or Shopify

• Lowe's vs TJX
• Alibaba vs Lowe's
• Amazon vs Lowe's
• Shopify vs TJX

More companies like Lowe's and Shopify: retail stocks. Educational content about Lowe's and Shopify, not investment advice.