CaixaBank vs ING (CABK vs INGA.AS)

CaixaBank (CABK) vs ING (INGA.AS) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

CaixaBank (CABK) and ING (INGA.AS) compete in banking. Here are CaixaBank and ING side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy CaixaBank or ING.

CaixaBank vs ING: the figures

CaixaBank and ING figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that CaixaBank or ING figure is not available, and we never estimate it.

3 key differences between CaixaBank and ING

1. Profitability: for every 100 of sales, CaixaBank keeps 40.6 as net profit and ING keeps 34.4.
2. Growth: CaixaBank grew sales +7.7% year on year in its latest quarter, against +4.5% for ING.
3. Dividend: CaixaBank yields 4.40% at today's price and ING yields 4.10%.

CaixaBank or ING: which fits your profile

• If you want growth: CaixaBank is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
• If you want income (dividends): CaixaBank pays the higher dividend relative to its price.
• If price is what matters most to you: ING trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither CaixaBank nor ING wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How CaixaBank and ING make money

CaixaBank (CABK)

CaixaBank reports three segments: banking in Spain, its largest, with loans, mortgages, deposits and cards for individuals and businesses; insurance, through VidaCaixa's life, pension and savings products; and BPI, its Portuguese bank. Most income comes from net interest on lending and from fees on funds, insurance and payments. Full CaixaBank analysis.

ING (INGA.AS)

ING is a Dutch bank with two main businesses: Retail Banking, the larger, offering accounts, mortgages and loans to individuals and small firms in the Netherlands, Belgium, Germany and markets like Spain; and Wholesale Banking, which provides lending, trade finance and treasury services to large companies. Net interest income drives most earnings. Full ING analysis.

Frequently asked questions: CaixaBank vs ING

Is CaixaBank or ING the better stock?

Choosing between CaixaBank and ING depends on what you are looking for. CaixaBank is growing faster right now, and ING trades on the lower P/E. Fintols does not tell you whether to buy CaixaBank or ING: it shows you the differences so you can decide.

Which pays a higher dividend, CaixaBank or ING?

As of November 4, 2026, CaixaBank yields 4.40% and ING yields 4.10%. Also check how much of their profit CaixaBank and ING pay out: if it is more than they earn, it cannot last.

Which is more expensive, CaixaBank or ING?

On P/E, CaixaBank (12.9x) is more expensive than ING (12.4x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both CaixaBank and ING?

Yes. Many people spread their money across several companies, such as CaixaBank and ING, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying CaixaBank or ING.

More comparisons with CaixaBank or ING

• CaixaBank vs Intesa Sanpaolo
• CaixaBank vs UniCredit
• CaixaBank vs Banco Santander
• ING vs Intesa Sanpaolo

More companies like CaixaBank and ING: banking stocks. Educational content about CaixaBank and ING, not investment advice.