BMW vs Stellantis (BMW.DE vs STLAM.MI)
BMW (BMW.DE) vs Stellantis (STLAM.MI) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
BMW (BMW.DE) and Stellantis (STLAM.MI) compete in automotive. Here are BMW and Stellantis side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy BMW or Stellantis.
BMW vs Stellantis: the figures
| Figure | BMW | Stellantis |
|---|---|---|
| Share price | €60.98 (November 4, 2026) | €4.16 (November 4, 2026) |
| Market cap | €36.5 billion | €12.1 billion |
| P/E (TTM) | 5.9x | N/A |
| Forward P/E | 7.1x | 4.4x |
| Revenue growth (quarter) | -7.9% | +1.1% |
| Net margin (TTM) | 4.9% | -9.5% |
| Net debt / EBITDA | 7.3x | 11.0x |
| Dividend yield | 7.48% | 0.00% |
| Beta | 0.81 | 1.00 |
BMW and Stellantis figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that BMW or Stellantis figure is not available, and we never estimate it.
3 key differences between BMW and Stellantis
- Dividend: BMW pays a dividend yielding 7.48% and Stellantis pays none.
- Profitability: for every 100 of sales, BMW keeps 4.9 as net profit and Stellantis keeps -9.5.
- Debt: Stellantis owes 11.0x its annual operating profit (EBITDA), while BMW owes 7.3x its EBITDA.
BMW or Stellantis: which fits your profile
- If you want growth: Stellantis is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
- If you want income (dividends): BMW pays the higher dividend relative to its price.
- If you prefer caution: BMW has less debt relative to its profit, which usually gives more room in a bad year.
Neither BMW nor Stellantis wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.
How BMW and Stellantis make money
BMW (BMW.DE)
BMW earns most of its money in its Automotive segment, selling BMW, MINI and Rolls-Royce cars. It also has Motorcycles (BMW Motorrad) and Financial Services, which provides loans and leases to its car buyers. Its biggest markets are Europe, China and the US. Full BMW analysis.
Stellantis (STLAM.MI)
Stellantis builds cars under brands such as Jeep, Ram, Peugeot, Fiat, Citroën, Opel, Chrysler, Dodge, Alfa Romeo and Maserati. It reports by region: North America, historically its biggest profit engine thanks to pickups and SUVs, Enlarged Europe, South America, Middle East & Africa, and China, India & Asia Pacific. Full Stellantis analysis.
Frequently asked questions: BMW vs Stellantis
Is BMW or Stellantis the better stock?
Choosing between BMW and Stellantis depends on what you are looking for. Stellantis is growing faster right now. Fintols does not tell you whether to buy BMW or Stellantis: it shows you the differences so you can decide.
Which pays a higher dividend, BMW or Stellantis?
As of November 4, 2026, BMW yields 7.48% and Stellantis pays none. Also check how much of their profit BMW and Stellantis pay out: if it is more than they earn, it cannot last.
Can I own both BMW and Stellantis?
Yes. Many people spread their money across several companies, such as BMW and Stellantis, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying BMW or Stellantis.
More comparisons with BMW or Stellantis
More companies like BMW and Stellantis: automotive stocks. Educational content about BMW and Stellantis, not investment advice.