AT&T vs T-Mobile (T vs TMUS)

AT&T (T) vs T-Mobile (TMUS) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

AT&T (T) and T-Mobile (TMUS) compete in telecommunications. Here are AT&T and T-Mobile side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy AT&T or T-Mobile.

AT&T vs T-Mobile: the figures

AT&T and T-Mobile figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that AT&T or T-Mobile figure is not available, and we never estimate it.

3 key differences between AT&T and T-Mobile

1. Dividend: AT&T yields 5.19% at today's price and T-Mobile yields 3.03%.
2. Valuation: T-Mobile trades at 15.3x its annual earnings and AT&T at 11.7x; the market pays more for each dollar of T-Mobile profit, usually because it expects more growth.
3. Profitability: for every 100 of sales, T-Mobile keeps 12.0 as net profit and AT&T keeps 10.2.

AT&T or T-Mobile: which fits your profile

• If you want growth: T-Mobile is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
• If you want income (dividends): AT&T pays the higher dividend relative to its price.
• If you prefer caution: T-Mobile has less debt relative to its profit, which usually gives more room in a bad year.
• If price is what matters most to you: AT&T trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither AT&T nor T-Mobile wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How AT&T and T-Mobile make money

AT&T (T)

AT&T is a U.S. telecom operator. Communications is its main segment, where Mobility, its wireless business, generates most of the revenue, alongside AT&T Fiber home internet and wireline services for businesses. It also runs a wireless business in Mexico, reported as Latin America. Full AT&T analysis.

T-Mobile (TMUS)

T-Mobile US is a wireless carrier operating only in the United States. Postpaid phone plans are its largest revenue source, followed by prepaid brands like Metro by T-Mobile and Mint Mobile, equipment sales and fixed wireless home internet. Its controlling shareholder is Deutsche Telekom. Full T-Mobile analysis.

Frequently asked questions: AT&T vs T-Mobile

Is AT&T or T-Mobile the better stock?

Choosing between AT&T and T-Mobile depends on what you are looking for. T-Mobile is growing faster right now, and AT&T trades on the lower P/E. Fintols does not tell you whether to buy AT&T or T-Mobile: it shows you the differences so you can decide.

Which pays a higher dividend, AT&T or T-Mobile?

As of November 4, 2026, AT&T yields 5.19% and T-Mobile yields 3.03%. Also check how much of their profit AT&T and T-Mobile pay out: if it is more than they earn, it cannot last.

Which is more expensive, AT&T or T-Mobile?

On P/E, T-Mobile (15.3x) is more expensive than AT&T (11.7x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both AT&T and T-Mobile?

Yes. Many people spread their money across several companies, such as AT&T and T-Mobile, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying AT&T or T-Mobile.

More comparisons with AT&T or T-Mobile

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• T-Mobile vs Verizon

More companies like AT&T and T-Mobile: telecommunications stocks. Educational content about AT&T and T-Mobile, not investment advice.