Charles Schwab vs S&P Global (SCHW vs SPGI)
Charles Schwab (SCHW) vs S&P Global (SPGI) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
Charles Schwab (SCHW) and S&P Global (SPGI) compete in financial services and payments. Here are Charles Schwab and S&P Global side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Charles Schwab or S&P Global.
Charles Schwab vs S&P Global: the figures
| Figure | Charles Schwab | S&P Global |
|---|---|---|
| Share price | $93.37 (November 4, 2026) | $481.69 (November 4, 2026) |
| Market cap | $161.5 billion | $139.6 billion |
| P/E (TTM) | 16.0x | 28.8x |
| Forward P/E | 12.0x | 23.9x |
| Revenue growth (quarter) | +16.9% | +6.8% |
| Net margin (TTM) | 39.3% | 30.6% |
| Net debt / EBITDA | N/A | 1.3x |
| Dividend yield | 1.43% | 0.83% |
| Beta | 0.75 | 1.03 |
Charles Schwab and S&P Global figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Charles Schwab or S&P Global figure is not available, and we never estimate it.
3 key differences between Charles Schwab and S&P Global
- Valuation: S&P Global trades at 28.8x its annual earnings and Charles Schwab at 16.0x; the market pays more for each dollar of S&P Global profit, usually because it expects more growth.
- Profitability: for every 100 of sales, Charles Schwab keeps 39.3 as net profit and S&P Global keeps 30.6.
- Growth: Charles Schwab grew sales +16.9% year on year in its latest quarter, against +6.8% for S&P Global.
Charles Schwab or S&P Global: which fits your profile
- If you want growth: Charles Schwab is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
- If you want income (dividends): Charles Schwab pays the higher dividend relative to its price.
- If you prefer caution: Charles Schwab has a less volatile share price, which usually gives more room in a bad year.
- If price is what matters most to you: Charles Schwab trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.
Neither Charles Schwab nor S&P Global wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.
How Charles Schwab and S&P Global make money
Charles Schwab (SCHW)
Charles Schwab is a brokerage and bank for individual investors and independent advisors, reported as Investor Services and Advisor Services. Net interest revenue earned on client cash is its largest source, followed by asset management fees on its funds and ETFs and trading revenue from platforms such as thinkorswim. Full Charles Schwab analysis.
S&P Global (SPGI)
S&P Global makes money rating corporate and government debt through S&P Global Ratings, selling financial data via Market Intelligence, licensing stock indexes like the Dow Jones through S&P Dow Jones Indices and publishing commodity price benchmarks through Commodity Insights. Ratings and Market Intelligence are its largest segments. Full S&P Global analysis.
Frequently asked questions: Charles Schwab vs S&P Global
Is Charles Schwab or S&P Global the better stock?
Choosing between Charles Schwab and S&P Global depends on what you are looking for. Charles Schwab is growing faster right now, and Charles Schwab trades on the lower P/E. Fintols does not tell you whether to buy Charles Schwab or S&P Global: it shows you the differences so you can decide.
Which pays a higher dividend, Charles Schwab or S&P Global?
As of November 4, 2026, Charles Schwab yields 1.43% and S&P Global yields 0.83%. Also check how much of their profit Charles Schwab and S&P Global pay out: if it is more than they earn, it cannot last.
Which is more expensive, Charles Schwab or S&P Global?
On P/E, S&P Global (28.8x) is more expensive than Charles Schwab (16.0x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.
Can I own both Charles Schwab and S&P Global?
Yes. Many people spread their money across several companies, such as Charles Schwab and S&P Global, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Charles Schwab or S&P Global.
More comparisons with Charles Schwab or S&P Global
More companies like Charles Schwab and S&P Global: financial services and payments stocks. Educational content about Charles Schwab and S&P Global, not investment advice.