MetLife vs Travelers (MET vs TRV)
MetLife (MET) vs Travelers (TRV) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
MetLife (MET) and Travelers (TRV) compete in insurance. Here are MetLife and Travelers side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy MetLife or Travelers.
MetLife vs Travelers: the figures
| Figure | MetLife | Travelers |
|---|---|---|
| Share price | $102.89 (November 4, 2026) | $409.25 (November 4, 2026) |
| Market cap | $65.4 billion | $83.9 billion |
| P/E (TTM) | 19.7x | 10.8x |
| Forward P/E | 9.2x | 13.2x |
| Revenue growth (quarter) | +10.5% | -0.5% |
| Net margin (TTM) | 4.6% | 17.0% |
| ROE | 13.1% | 27.5% |
| Dividend yield | 2.35% | 1.26% |
| Beta | 0.77 | 0.40 |
MetLife and Travelers figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that MetLife or Travelers figure is not available, and we never estimate it.
3 key differences between MetLife and Travelers
- Valuation: MetLife trades at 19.7x its annual earnings and Travelers at 10.8x; the market pays more for each dollar of MetLife profit, usually because it expects more growth.
- Debt: MetLife owes 3.8x its annual operating profit (EBITDA), while Travelers owes 0.3x its EBITDA.
- Profitability: for every 100 of sales, Travelers keeps 17.0 as net profit and MetLife keeps 4.6.
MetLife or Travelers: which fits your profile
- If you want growth: MetLife is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
- If you want income (dividends): MetLife pays the higher dividend relative to its price.
- If you prefer caution: Travelers has less debt relative to its profit, which usually gives more room in a bad year.
- If price is what matters most to you: Travelers trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.
Neither MetLife nor Travelers wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.
How MetLife and Travelers make money
MetLife (MET)
MetLife sells life, dental, disability and other insurance, annuities and retirement products. It reports Group Benefits, workplace coverage sold through U.S. employers, its biggest market; Retirement & Income Solutions; Asia, with Japan as a key country; Latin America; EMEA; and MetLife Holdings, plus MetLife Investment Management. Full MetLife analysis.
Travelers (TRV)
Travelers is a U.S. property and casualty insurer. Business Insurance, covering companies of all sizes, is its largest segment, followed by Bond and Specialty Insurance, which handles surety bonds and management liability, and Personal Insurance for auto and home. Profits come from underwriting and from investing premiums. Full Travelers analysis.
Frequently asked questions: MetLife vs Travelers
Is MetLife or Travelers the better stock?
Choosing between MetLife and Travelers depends on what you are looking for. MetLife is growing faster right now, and Travelers trades on the lower P/E. Fintols does not tell you whether to buy MetLife or Travelers: it shows you the differences so you can decide.
Which pays a higher dividend, MetLife or Travelers?
As of November 4, 2026, MetLife yields 2.35% and Travelers yields 1.26%. Also check how much of their profit MetLife and Travelers pay out: if it is more than they earn, it cannot last.
Which is more expensive, MetLife or Travelers?
On P/E, MetLife (19.7x) is more expensive than Travelers (10.8x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.
Can I own both MetLife and Travelers?
Yes. Many people spread their money across several companies, such as MetLife and Travelers, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying MetLife or Travelers.
More comparisons with MetLife or Travelers
More companies like MetLife and Travelers: insurance stocks. Educational content about MetLife and Travelers, not investment advice.