Fiserv vs PayPal (FI vs PYPL)
Fiserv (FI) vs PayPal (PYPL) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.
Fiserv (FI) and PayPal (PYPL) compete in financial services and payments. Here are Fiserv and PayPal side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Fiserv or PayPal.
Fiserv vs PayPal: the figures
| Figure | Fiserv | PayPal |
|---|---|---|
| Share price | N/A | $60.20 (November 4, 2026) |
| Market cap | N/A | $50.0 billion |
| P/E (TTM) | N/A | 11.5x |
| Forward P/E | N/A | 10.2x |
| Revenue growth (quarter) | N/A | +2.0% |
| Net margin (TTM) | N/A | 13.8% |
| Net debt / EBITDA | N/A | 0.6x |
| Dividend yield | N/A | 0.96% |
| Beta | N/A | 1.32 |
Fiserv and PayPal figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Fiserv or PayPal figure is not available, and we never estimate it.
How Fiserv and PayPal make money
Fiserv (FI)
Fiserv processes payments and supplies technology to banks and merchants. Merchant Solutions includes the Clover point-of-sale system and card acceptance for businesses, while Financial Solutions provides banks and credit unions with core account systems, digital banking and card processing. The United States is by far its main market. Full Fiserv analysis.
PayPal (PYPL)
PayPal earns transaction fees on online and in-store payments, its largest revenue source, through PayPal checkout, the Venmo app, the Braintree processing platform and Xoom remittances. It also earns other value-added revenue from interest, partnerships and PayPal Credit loans. The United States is its biggest market. Full PayPal analysis.
Frequently asked questions: Fiserv vs PayPal
Is Fiserv or PayPal the better stock?
Choosing between Fiserv and PayPal depends on what you are looking for. Each has different strengths. Fintols does not tell you whether to buy Fiserv or PayPal: it shows you the differences so you can decide.
Can I own both Fiserv and PayPal?
Yes. Many people spread their money across several companies, such as Fiserv and PayPal, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Fiserv or PayPal.
More comparisons with Fiserv or PayPal
More companies like Fiserv and PayPal: financial services and payments stocks. Educational content about Fiserv and PayPal, not investment advice.