Deutsche Börse vs Upstart (DB1.DE vs UPST)

Deutsche Börse (DB1.DE) vs Upstart (UPST) in plain English: P/E, growth, margins, debt and dividend side by side, key differences and which fits each investor profile.

Deutsche Börse (DB1.DE) and Upstart (UPST) compete in financial services and payments. Here are Deutsche Börse and Upstart side by side with their real figures as of November 4, 2026: what sets them apart, which fits each kind of investor and the most common questions, without telling you whether to buy Deutsche Börse or Upstart.

Deutsche Börse vs Upstart: the figures

Deutsche Börse and Upstart figures from Yahoo Finance, the same source the Fintols analysis uses, retrieved on November 4, 2026; N/A means that Deutsche Börse or Upstart figure is not available, and we never estimate it.

3 key differences between Deutsche Börse and Upstart

1. Profitability: for every 100 of sales, Deutsche Börse keeps 27.4 as net profit and Upstart keeps 4.7.
2. Growth: Upstart grew sales +34.1% year on year in its latest quarter, against +16.2% for Deutsche Börse.
3. Valuation: Upstart trades at 38.3x its annual earnings and Deutsche Börse at 26.3x; the market pays more for each dollar of Upstart profit, usually because it expects more growth.

Deutsche Börse or Upstart: which fits your profile

• If you want growth: Upstart is growing faster today, so it fits better with investors who put business growth first, usually accepting a higher P/E and a bumpier ride.
• If you want income (dividends): Deutsche Börse pays the higher dividend relative to its price.
• If price is what matters most to you: Deutsche Börse trades on the lower P/E; check first whether that is an opportunity or a sign of a business that grows less.

Neither Deutsche Börse nor Upstart wins on everything, and owning both is also an option: spreading money across several companies or an index fund reduces what rides on each one.

How Deutsche Börse and Upstart make money

Deutsche Börse (DB1.DE)

Deutsche Börse earns fees across the market value chain. It reports Trading & Clearing (Eurex derivatives, Xetra equities, EEX energy, FX trading platforms), its largest business; Securities Services (custody through Clearstream); Fund Services; and Investment Management Solutions, which includes STOXX indexes, SimCorp and ISS STOXX. Full Deutsche Börse analysis.

Upstart (UPST)

Upstart uses artificial intelligence models to decide who should get a loan. Most revenue comes from fees paid by banks and credit unions for each loan it originates for them, mainly personal loans but also auto and home equity loans. It operates in the United States and also earns interest on loans it keeps on its balance sheet. Full Upstart analysis.

Frequently asked questions: Deutsche Börse vs Upstart

Is Deutsche Börse or Upstart the better stock?

Choosing between Deutsche Börse and Upstart depends on what you are looking for. Upstart is growing faster right now, and Deutsche Börse trades on the lower P/E. Fintols does not tell you whether to buy Deutsche Börse or Upstart: it shows you the differences so you can decide.

Which pays a higher dividend, Deutsche Börse or Upstart?

As of November 4, 2026, Deutsche Börse yields 1.34% and Upstart pays none. Also check how much of their profit Deutsche Börse and Upstart pay out: if it is more than they earn, it cannot last.

Which is more expensive, Deutsche Börse or Upstart?

On P/E, Upstart (38.3x) is more expensive than Deutsche Börse (26.3x) as of November 4, 2026. A higher P/E can be justified if earnings grow faster, so compare it with each company's growth in the table.

Can I own both Deutsche Börse and Upstart?

Yes. Many people spread their money across several companies, such as Deutsche Börse and Upstart, or use index funds so they do not depend on just one. If you are starting out, decide how much you want to invest and for how long before buying Deutsche Börse or Upstart.

More comparisons with Deutsche Börse or Upstart

• Adyen vs Deutsche Börse
• Deutsche Börse vs Nu Holdings
• Affirm vs Deutsche Börse
• Affirm vs Upstart

More companies like Deutsche Börse and Upstart: financial services and payments stocks. Educational content about Deutsche Börse and Upstart, not investment advice.